If disaster strikes your residence or business, there are funding programs available that are specific to this type of circumstance. Below is a listing of currently known / available funding sources. This list is continuously updated, as funding sources frequently change. Please click on the heading to get to the Resource Page.

Golden Leaf

The N.C. Disaster Relief fund was established by Governor Hunt following Hurricane Floyd in 1999. Governor Cooper has reactivated this fund as a result of Hurricane Florence. Governor Cooper has asked Golden LEAF to manage distribution of these funds to eligible projects in the disaster affected communities. Grant funds may only be awarded to units of local government or 501(c)(3) nonprofit tax-exempt organizations. Applications from nonprofit organizations with experience in disaster relief and recovery will receive priority.

Projects that provide direct relief or recovery for survivors of Hurricane Florence eligible under G.S. 166A-19.41 including:

·         Provision of temporary housing and rental assistance

·         Provision of food, water, ice, and other emergency supplies

·         Replacement of personal property (including clothing, tools, and equipment)

·         Repair or replacement of homes

·         Medical or dental expenses

·         Funeral or burial expenses resulting from the emergency

Projects must be located in a county under the federal disaster declaration. 


  • EDA provides assistance for construction of new public assets or renovation of existing assets that will foster job creation or job retention and lead to private investment.
  • EDA also provides limited funding for technical assistance studies to support strong economic development decision-making, including impact studies, feasibility studies, or cost/benefit analysis.
  • Information on EDA's funding programs is available here.

CDBG-DR Administered through NC Emergency Management 

  • Up to $1,000,000.00 available for Housing activities including repair, rehab, replacement, clearing and several others.
  • Additional Community Recovery Activities allowed include Health Clinics, day care centers, senior centers, libraries, infrastructure activities in support of community recovery plans. 
  • Call 211 to schedule an intake appointment with ReBuild NC staff.

CDBG-I Administered through NC Department of Environmental Quality (Application period has passed)

  • $10,000,000 set aside for the 46 lesser impacted counties (not including Wake, Robeson, Edgecombe, Wayne, or Cumberland Counties or larger cities such as Wilmington, Goldsboro, Greenville, New Bern and etc.).
  • Five projects in SEDC jurisdiction were awarded a total of $5,905,075.
  • For more information, click here.
  • Email Julie.Cubeta@ncdenr.gov with questions.

CDBG Division of Rural Economic Development: Neighborhood Revitalization Program
  • Awards grants to local unit of governments for housing, housing related activities, and facilities that support housing activities for low-to moderate-income persons.  
  • Priority is given to communities effected by Hurricane Matthew-affected communities. 
  • $750,000 maximum award
  • Deadline is October 30, 2018
  • Contact Program Iris Payne at (919) 814-4663 or (TDD 1-800-735-2962).     
  • The Federal Emergency Management Agency will begin accepting proposals for their pre-disaster mitigation and flood mitigation assistance programs on Oct 1, 2018.
  • Eligible applicants must apply for funding through the Mitigation eGrants system on the FEMA Grants Portal accessible at https://portal.fema.gov
  • Funds can support planning activities. FEMA is offering online information sessions in August and September for communities to learn more about these opportunities. Applicants may attend any session. View the complete webinar schedule. 
  • In fiscal year 2018, $235.2 million is available for pre-disaster mitigation grants. The goal of the PDM grant program is to reduce overall risk to the population and structures, while at the same time reducing reliance on federal funding from Stafford Disaster Relief and Emergency Assistance Act (Stafford Act) disaster declarations.
  • $160M for flood mitigation assistance grants. FMA grants are available to implement measures to reduce or eliminate risk of severe repetitive and repetitive flood damage to buildings insured by the National Flood Insurance Program (NFIP).  

NC Rural Center

Thread Capital and the NC Rural Center are ready to deliver services to support affected North Carolina businesses and farms. Thread Capital will be accepting loan applications for six-month interest-free loans beginning next week. Loan amounts will be up to $50,000 based on the size of the business, and are intended to bridge the timing gap until insurance and SBA loan funds are received. Additional information on this loan option is available here

More resources available for business owners and farmers:

·         SBTDC for business counseling, access to capital, and long-term recovery resources.

·         NC Emergency Management for recovery resources and emergency preparedness.  

·         BLNC for a directory of business resources through their toll-free number 800.228.8443.

·         Disaster Unemployment Assistance for unemployment insurance benefits due to a natural disaster.

·         NC Department of Agriculture for resources to assist farmers.

  • Small Business Recovery Loan Program - $5,000 to $250,000 loans for up to 10 years.
  • For more information, visit their website.
  • Contact: JaLisha Richmond, Program Associate jrichmond@ncruralcenter.org.
  • Note: the communities of Lumberton, Pembroke, Fair Bluff, and Whiteville will have a Small Business Recovery Program. 

Hazard Mitigation Grant Program

  • Funds for projects aimed to minimize the impact of future storms. 
  • $100,000,000 in estimated funds.
  • For more information, click here

Emergency Community Water Assistance Grants, USDA Rural Development

  • This program helps eligible communities prepare, or recover from, an emergency that threatens the availability of safe, reliable drinking water.
  • Find your area of the state by visiting here.

U.S. Small Business Administration

  • Federal disaster loans for businesses, private nonprofits, homeowners, and renters.
  • Contact: NC@sba.gov.
  • Click for more information.

NC Housing Finance Agency

  • Rehabilitation loan with deferred payments for those who are elderly, disabled or whose incomes are below 80% of the area MHI.
  • Information is available here.